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Q4 is here! Check out our underwriting highlights, carrier resources, and other assets designed to help you during this peak season!

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Top Q4 Documents

Underwriting Highlights

Promotions and updates from our carrier partners. Check back often for the latest information.

Last updated: October 7, 2019

All Carriers

Special Open Enrollment Window: The Affordable Care Act’s annual Special Open Enrollment Window for groups that struggle to meet traditional participation and/or contribution requirements begins November 15 and continues through December 15 for coverage effective January 1. For more information, read Paul Roberts’s Compliance column, which is available here. here.

Aetna Funding Advantage (Nevada)

Aetna has increased its administrative credit when your clients use the Individual Medical Questionnaire (IMQ) for the Aetna Funding Advantage self-funded product. For groups of 10+ subscribers effective 11/1/19 to 1/1/20, clients get a $100 administrative credit for enrolled employees completing an IMQ. Plus, you earn a $100 bonus on each employee underwritten with an IMQ.

Blue Shield of California

The 25% relaxed participation for Blue Shield of California Medical continues through December 31, 2019 for 5+ enrolled employees.

Riverside Physician Network (RPN) doctors are moving to PrimeCare Riverside, which means more options for your clients in this area. Effective immediately, Blue Shield members may select RPN primary care physicians (PCPs) with a Trio HMO plan if they are in the network service area.

Kaiser Permanente

Due to the standard guaranteed issue date of December 15th falling on a Sunday, Kaiser Permanente is extending the deadline to the following business day, Monday, December 16 until 5 pm.

Small Groups with an effective date through January 1, 2020, may qualify with only 50% of eligible employees enrolled. Those with at least six employees enrolling do not need to submit a DE 9C until the group goes through recertification.

National General (Nevada)

National General’s Self-Funded Program Core Value Plan offers Reference Based Pricing for small and medium-sized groups. Download the brochure here. Vitality Wellness, described in a separate flyer available here, can be added for an additional $5 per employee per month.

Customizable Broker Resources

Download our customizable broker resources, put your name on them, and offer more to your clients.

Carrier Materials

Select your state and choose your carrier to see the most up-to-date materials and forms for your presentations and enrollments. Check out our current Underwriting turnaround times below!

carrier

Avg. underwriting turnaround

Tools + Tech to Support You

Our industry-leading technology and innovative tools can simplify quoting, enrollment, and provider search for you – and make things easier for your clients and their employees. Check them out below.

Integrated Provider Search Tool

Ensure clients get their preferred medical groups, doctors, and hospitals with our Integrated Provider Search tool. It saves you time upfront and on the back end – making your proposal more complete for your clients.

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mobile quoting
Comparison Quoting

Get side-by-side plan comparisons showing current, renewal, and recommended alternatives. Built-in safeguards prevent errors and make it clear when a deductible applies. Plus, we offer 100% accurate quoting for Small Groups.

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Mobile-Friendly Quoting

WBQuote Lite is a lighter version of WBQuote and perfect for quoting on the go or making on-the-fly changes with clients, like census updates.

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Online Enrollment

API integration makes it easy for you to go from quote to online enrollment with just one click. Partners like Ease and GoCo offer your clients a better way to manage employee benefits online.

See it in action
Exclusive WBMedID

Give your clients and their employees free access to Medical ID Card info on their smartphones when their coverage begins.* Easily add Dental, Vision, and other coverage or book a “house call” using Heal.com.

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Large Group Expertise

We’ll help you get into – and conquer – the Large Group market. We offer the carriers clients want, a simplified RFP process, customized presentations, value-added extras, and presentation assistance to close the deal.

Tap into our pros
IFP EXPERTISE

We have the in-house expertise you need to expand your Individual & Family Plan (IFP) sales, whether you have questions about Health Insurance, Qualifying Life Events, Medicare Supplements, or anything else.

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Compliance Resource Center

We’ll help you stay up to date on health care reform with our Compliance Resource Center, where you’ll find tools to help clients understand their options to make the right decisions.

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*Immediate proof of insurance is available 24-48 hours after group case installation is approved for coverage issued by Aetna, Anthem Blue Cross, Blue Shield of California, and Health Net.(Available only in California.)

Q4 Buzz

Catch the latest news and updates from the carriers and us throughout Q4.


Word & Brown

@WordAndBrownGA  ● Jul 31

Watch Nicole's presentation of the hottest @GuardianLife updates during #CarrierCon2020! Register now at… t.co/CBOP5z4tXB

Word & Brown

@WordAndBrownGA  ● Jul 30

Get product updates from Companion Life with Steve Course at #CarrierCon2020. Register now at… t.co/7p2TWmZl3w

Word & Brown

@WordAndBrownGA  ● Jul 29

Kristen and Bryan are coming to #CarrierCon2020 to share updates from @CAChoice with brokers in Northern and Southe… t.co/LzK6PRnBTg

Word & Brown

@WordAndBrownGA  ● Jul 28

Join Michael Lujan at #CarrierCon2020 to get the latest updates from @OscarHealth and learn how you can leverage yo… t.co/fYAnVOhZIt

Word & Brown

@WordAndBrownGA  ● Jul 27

Our #CarrierCon2020 is coming in hot with Fabiola Jauregui 🔥 giving all the updates from @WesternHealth that broke… t.co/sRPXAYUlzb

Word & Brown

@WordAndBrownGA  ● Jul 24

Joanna is coming to #CarrierCon2020 with all the Kaiser Permanente updates you need to know to crush Q4! 💥 Registe… t.co/Hg5NZP7vwg

Word & Brown

@WordAndBrownGA  ● Jul 22

John Blackerby will share all the updates you need to know about @AnthemBCBS during our #CarrierCon2020 to help you… t.co/C4HnOUllcj

Word & Brown

@WordAndBrownGA  ● Jul 21

Join Sandi during our #CarrierCon2020, and get updates from @BlueShieldCA to start your Q4 game strong 💪 Register a… t.co/hWK0Rmnqc5

Word & Brown

@WordAndBrownGA  ● Jul 20

Our own Brandi Potlongo from the Inland Empire office representing on the IEAHU Strategic Planning Board Meeting. t.co/wZNbHGMCmf

Twitter Post Image

Word & Brown

@WordAndBrownGA  ● Jul 16

Get updates from @AnthemBlueCross with Mark Ciciarelli during our #CarrierCon2020! Get your code at… t.co/OjmWcxsNiQ


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