Your Q4
Command Center, Clubhouse, Epicenter, Headquarters, Hub, Base, One-Stop-Shop, Destination, Home Base

Q4 is here! Check out our underwriting highlights, carrier resources, and other assets designed to help you during this peak season!

Keeping you Comfy During Q4

There’s nothing like working hard in a comfy sweatshirt. Share your feedback with us in our short survey and enter to win any of our Word & Brown swag .

Enrollment Kits

Select your state, then choose your carrier to get the latest enrollment kits.

Carrier Tips & Updates

Promotions and updates from our carrier partners. Check back often for the latest underwriting info for those tricky groups.

Last Update: August 12, 2021

Current Turnaround Times

During Q4, the turnaround of cases by our Underwriting pros is typically longer than our usual 24-hours; during peak season, 1-2 days may be required, depending on the group size and the carrier. Below are some of the current turnaround times for our carrier partners. If you don’t see a carrier listed, please contact your Word & Brown sales rep.

  • Aetna – 3 days
  • Anthem Blue Cross – 1 day
  • Blue Shield of California – 1 day
  • CaliforniaChoice – 2 days
  • ChoiceBuilder – 3.5 days
  • Health Net – 2 days
  • Kaiser Permanente – 1.5 days
  • UnitedHealthcare – 1.5 days

Top Q4 Docs

A collection of our top Q4 docs, updated often.

Wind down with q4 brokers jams volume 2: Smooth Grooves

Updates for 2021 are available on Spotify. Listen to some of the best tunes we picked for your listening pleasure this Q4.



Our collection of broker resources includes customizable marketing material and forms. Easily enter your name and contact information and offer more to your clients.

How Does Your Broker Compare?
"How Does Your Broker Compare?" Checklist (PDF)

Show potential clients what they could be missing out on by customizing this checklist for you and your services.

Download Flyer
Ease Pro Starter Flyer (PDF)

Share the benefits of the affordable Ease benefits management solution with your clients; introduce them to Pro Starter.

Download Flyer
Proposal Request Form
Proposal Request Form (PDF)

Request proposals from clients with our easy-to-use form. Available for California and Nevada, for Small and Large Group.

Census Template (EXCEL)

Download our latest state-specific census, which can be imported into WBQuote for more efficient quoting. Available for California and Nevada, for Small and Large Group.

Adobe Acrobat Reader is recommended for filling PDF forms and customizing PDF documents. Get Acrobat Reader.


Our industry-leading technology and innovative tools can simplify quoting, enrollment, and provider search for you – and make things easier for your clients and their employees. Check them out below.

Integrated Provider Search Tool

Ensure clients get their preferred medical groups, doctors, and hospitals with our Integrated Provider Search tool. It saves you time upfront and on the back end – making your proposal more complete for your clients.

Schedule a Demo
mobile quoting
Comparison Quoting

Get side-by-side plan comparisons showing current, renewal, and recommended alternatives. Built-in safeguards prevent errors and make it clear when a deductible applies. Plus, we offer 100% accurate quoting for Small Groups.

See a snapshot
Mobile-Friendly Quoting

WBQuote Lite is a lighter version of WBQuote and perfect for quoting on the go or making on-the-fly changes with clients, like census updates.

Sign in and Quote
Online Enrollment

API integration makes it easy for you to go from quote to online enrollment with just one click. Partners like Ease offer your clients a better way to manage employee benefits online.

See it in action
Manage Your Business with the WBBroker App

WBBroker combines guaranteed-accurate quoting, medical provider searches, and real-time underwriting updates to help you better manage your business.

Learn More
Large Group Expertise

We’ll help you get into – and conquer – the Large Group market. We offer the carriers clients want, a simplified RFP process, customized presentations, value-added extras, and presentation assistance to close the deal.

Tap into our pros

We have the in-house expertise you need to expand your Individual & Family Plan (IFP) sales, whether you have questions about Health Insurance, Qualifying Life Events, Medicare Supplements, or anything else.

Learn More
Compliance Resource Center

We’ll help you stay up to date on health care reform with our Compliance Resource Center, where you’ll find tools to help clients understand their options to make the right decisions.

Visit Center Now

Q4 buzz

See what all the buzz is about this Q4. Catch the latest news and updates from the carriers and us throughout Q4.

Word & Brown

@WordAndBrownGA  ● Sep 21

Thank you to our Word & Brown IT team members who continue to make our brokers more successful by creating industry…

Word & Brown

@WordAndBrownGA  ● Sep 20

Looking for some quick meals so you can get back to quoting and enrolling? The Word & Brown Q4 cookbook is back and…

Word & Brown

@WordAndBrownGA  ● Sep 17

Q4 is almost here! Get the latest carrier information, underwriting specials, and sales tips on our Q4 site.…

Word & Brown

@WordAndBrownGA  ● Sep 17

Happy #NationalWorkingParentsDay from all of us at Word & Brown!

Twitter Post Image

Word & Brown

@WordAndBrownGA  ● Sep 16

The NNAHU Annual Convention was held at the National Auto Museum in Reno. Word & Brown alum Don Goldmann gave a pr…

Word & Brown

@WordAndBrownGA  ● Sep 15

We want to give a shout out to our awesome WBCompliance team (Director of Education & Market Development Paul Rober…

Word & Brown

@WordAndBrownGA  ● Sep 15

As members of our best-in-class Underwriting team, Lucy Loo and Heidi Lazar are helping you breeze through the enro…

Word & Brown

@WordAndBrownGA  ● Sep 14

Get the latest Ease updates from our Account Management Tech Team, including Ease Quick Tips, FSA/HSA best practice…

Word & Brown

@WordAndBrownGA  ● Sep 13

We might be biased, but we think our Underwriting Team is the best around! They recently enjoyed some time together…

Word & Brown

@WordAndBrownGA  ● Sep 10

Need enrollment kits? We got 'em! Visit our Q4 site for easy access to the Medical and Ancillary enrollment kits yo…

what do you need?

Got a question about Q4? Looking for something specific?
We can help!

    Make this Q4 as Delicious as the Last!

    The Word & Brown cookbook is available for download again. Made a recipe? Tag us on social and include #q4cookbook in your post to show us — and the world — what you made.