RELEASE OF LIABILITY AND ASSUMPTION OF RISK (“Release”)

I (“Releasor”, “I”) desire to voluntarily participate in an event hosted by Word & Brown Insurance Administrators, Inc. ("Company"), and agree that such participation shall serve as valuable consideration, upon which Company may reasonably rely, for the the terms of this Release.

Releasor expressly agrees to follow all directions, policies, and procedures of the Company related to the event and Releasor acknowledges and agrees that injury or damage could occur from any cause at such event, regardless of Company’s efforts to prevent the foregoing. Releasor hereby expressly releases Company, its officers, directors, managers, employees, agents, affiliates, shareholders/members, successors, and assigns ("Releasees") from all known or unknown claims that may arise at the event, including those caused by the acts or ommissions of Releasees. Releasor further expressly waive all of the benefits and rights conferred by Section 1542 of the California Civil Code and the statutes or common law of any jurisdiction that have substantially the same effect as the provisions of said section 1542 which provides: A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS THAT THE CREDITOR OR RELEASING PARTY DOES NOT KNOW OR SUSPECT TO EXIST IN HIS OR HER FAVOR AT THE TIME OF EXECUTING THE RELEASE AND THAT, IF KNOWN BY HIM OR HER, WOULD HAVE MATERIALLY AFFECTED HIS OR HER SETTLEMENT WITH THE DEBTOR OR RELEASED PARTY.

I further acknowledge and agree that photographs, recordings, or videos (“Images”) may be taken during this event and I hereby grant Company a world-wide, perpetual, royalty-free right to such Images. I shall defend, indemnify, and hold harmless the Releasees against all claims, liabilities, losses, enforcement costs, or judgments incurred by Releasees related to the participation in the event by either myself or my guest(s), provided Company allows guests. This Release shall be governed by, construed, and enforced in accordance with the laws of California and the parties agree to exclusive jurisdiction in Orange County, California. If an action is filed in relation to this Release, the prevailing party shall be entitled to its reasonable attorneys’ fees from the non-prevailing party provided such are awarded by a court of competent jursidiction. This Release shall constitute the entire agreement between the parties regarding this subject matter and, therefore, any prior understanding or representation preceding the date of this Release shall not be binding upon either party except to the extent incorporated herein. This Release may only be modified by a writing signed by each party or an authorized representative of each party. If any provision of this Release is declared or determined by any court of competent jurisdiction to be illegal, invalid, or unenforceable and cannot be modified to be enforceable, then the illegal, invalid, or unenforceable provision shall be excluded from the Release, leaving the remaining provisions in full force and effect.

I ACKNOWLEDGE THAT I HAVE READ AND UNDERSTOOD ALL OF THE TERMS OF THIS RELEASE AND THAT I AM HEREBY GIVING UP LEGAL RIGHTS.