Did you know, three out of 10 employees between the ages of 35 and 65 will be out of work for three months or longer due to an illness or accident? You can help them be prepared with Unum Long Term Disability (LTD) Insurance.
Disability insurance from Unum is a smart solution, because Unum has been the group disability benefits leader for 38 years. According to 2012 research, 91% of LTD claimants were satisfied that their Unum contract offered timely responses to their questions.
LTD coverage is important for employees and employers. Research by Charles River Associates found more than 70% of American households could not pay normal living expenses if a wage earner became disabled for six months. And the National Safety Council says off-the-job injuries led to 245 million days of lost time and cost over $280 billion in 2012.
With Disability Awareness Month being observed in May, there’s no better time to talk with your clients about adding LTD for employees. Contact your Word & Brown representative to learn more about Unum group coverage. Link here for Unum’s Income Protection Realities flyer.