The Latest 2016 Carrier Updates Are In

Please see the list below for the latest carrier updates:


Aetna Participation: Aetna has lowered their participation to 60% for all group sizes.

DE9C: Proof of prior coverage and Quarterly Wage Report/DE9C are not required for groups of 6+ enrolled employees.

Form: Certification Form (required for all cases) can be found here.

Anthem Blue Cross Participation: Anthem’s participation requirement is 70% for groups of 1-14 eligible employees and 50% for groups of 15+ eligible employees.
Blue Shield of California

New Apps: The employer application (Section 2) addresses full-time equivalent (FTE) employees – find it here.

Participation: 70% for mirror plans; 65% for off exchange plans.

Promo Extended: 25% participation promotion available for groups of 5+ enrolling extended through Q1 2016; applies to Specialty Products.


Attestation: As of 1/1/2016, CaliforniaChoice requires an attestation form for groups with over 100 listed on the DE9C – find it here.

Participation: If employer pays 100% of employee premium all waivers count against participation (suggestion: contribute 99%); 100% participation for groups of 1-2 eligible; 70% participation for groups of 3+ eligible.

Health Net Participation: Health Net has lowered their participation to 66% for 1-5 eligible; 50% for 6+.

Participation: If employer contributes 100% of employee premium, all employees must enroll regardless of other coverage (suggestion: contribute 99%). 75% participation required for all group sizes when employer contributes 50-99%.

DE9C: Proof of prior coverage and Quarterly Wage Report/DE9C are not required for groups of 10+ eligible; completed and signed Certification Form is required.

How Much Can You Earn as an Insurance Broker?

Find out what you can be earning as an insurance agent in our handy, up-to-date salary guide. Produced by our in-house experts, this resource is bound to help you in advancing your career.

Word & Brown Salary Guide