Options for Composite Rates

If you (or others in your office) have clients looking for composite rates, we can help!

We have two carriers and a PEO partner that are offering composite rates:

  • AlphaStaff PEO
  • Cigna
  • UnitedHealthcare

AlphaStaff, the broker’s PEO, has placed multiple employers into their Large Group Insurance platform. The company offers Medical (Anthem Blue Cross and Kaiser Permanente) as well as Ancillary (Dental, Vision, Life, Disability) and Worksite products like Cancer, Accident, Critical Illness, and Hospital Indemnity. Click here for details.

Cigna offers a great level funding solution for groups with a large number of out-of-state employees and groups without a California Certificate of Qualification or a Statement and Designation by Foreign Corporation. If your group’s situs or headquarters is outside of California, their benefits department is outside California, or the majority of employees are outside California, Cigna Level Funding may be the solution. Click here for details.

UnitedHealthcare, through its American Council of Engineering Companies and the ACEC LH Trust, offers composite rates on Medical, Dental, Vision, Life, and Disability to firms engaged in independent consulting engineering and land surveying services. Whether the group has 2-50 employees or 51+, UHC delivers. Contact your representative for more details on UHC’s composite rates.

To learn more about composite rates for your groups, contact your Word & Brown representative or click below to request a quote.

Quote Now!

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