Anthem Blue Cross 2020 Updates

Word & Brown received the following updates from Anthem Blue Cross:


Rates Action

  • Q2 Rate Change: Average

-PPO: 0.9%
-HMO: 0.9%

  • Annual/Renewal Change: Average

-PPO: 5.2%
-HMO: 6.9%

  • Health Insurer Tax was repealed effective 1/1/21

-Having positive impact on rates
-Anthem refilled Q2 rates causing some delays on delivery of rates



  • Dental

-“New” for 2020 Unlimited Annual Max Plans
-Enhanced Preventive Dental Plans on all plans
-No Waiting Periods

  • Vision

-NEW for 2020: $150 $180 and $200 frame allowance
-$55 copay for progressive lenses

  • Life and Disability

-2-100 lives, Employer Sponsored or Voluntary
-EAP included

  • 25% Reduced Participation Applies

This is a guideline not a promo

  • Bundling Discounts
  • No DE-9C for specialty
  • Dental and Vision – no contribution required as long as participation is met.



  • 25% participation through 6/15/2020
  • Valid Waivers: IFP included on and off exchange
  • No DE9C with 6 or more subscribers enrolling (see W&B internal guide for details)
  • Dual HMO Networks

-Full HMO and Select HMO or Select HMO and Priority Select HMO
-Cannot combine Full HMO and Priority Select HMO


Bundling Discounts

  • Basic Life Rate Match


Broker Bonus Program

  • Specialty Qualification combines Small and Large Group business
  • Case count based



  • April renewals will be available on Prouder Tool Box on 1/20/2020
  • April renewals will be mailed on 1/24/2020
  • April renewals will be available on Employer Access on 1/30/2020


Anniversary Date Changes

  • Currently allowing groups to change anniversary date to 1/1 (through 1/15/2020)
  • Outside of January, date changes will be considered when aligning benefits with other coverage

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