Word & Brown received the following announcement from Health Net.
Health Net Underwriting Simplified: Four Packages to Give Your Clients Flexibility and Choice
Sell HMO with 6!
- How it works:
-6 active subscribers
-Mix and match any plans from the HMO networks - Employer pays:
-Minimum of 50% of base plan monthly OR
-Minimum of $100 per employee towards the employee-only rate - The employer may choose from all plans within the following networks:
-Full Network HMO
-WholeCare HMO
-SmartCare HMO
-Salud HMO y Más
-CommunityCare HMO - Now with just 2 active subscribers, groups can add voluntary dental and/or vision coverage!
-No DE9C
-No Participation attestation
-No prior carrier bill
-No waivers - Note: The HMO Package is separate from the Enhanced Choice A and B packages. New HMO sales only (no HSP, Full Network PPO or EnhancedCare PPO). No minimum participation. Conditions:
-Qualifying groups must meet the state and federal definition of a small employer.
-Excludes ancillary-only groups.
-Prior health coverage is not required. - Expires June 30, 2020.
Sell Salud with 2!
- How it works:
-2 active subscribers
-Mix and match any plans with the Salud HMO y Más network - Employer pays:
-Minimum of 50% of base plan monthly OR
-Minimum of $100 per employee towards the employee-only rate - The employer may choose from all plans within the following networks:
-Salud HMO y Mas - Note: The Salud Package is separate from the Enhanced Choice A and B packages. Only Salud plans are available with this package. Salud can be written alongside other carriers. No waivers need to be submitted for the Salud Package.
- Expires June 30, 2020.
Enhanced Choice A
- How it works:
-1-5 eligible employees, 66% participation
-6-100 eligible employees, 50% participation - Employer pays:
-Minimum of 50% of base plan monthly OR
-Minimum of $100 per employee towards the employee-only rate
Enhanced Choice B
- How it works:
-1-5 eligible employees, 66% participation
-6-100 eligible employees, 35% participation - Employer pays:
-Minimum of 50% of base plan monthly OR
-Minimum of $100 per employee towards the employee-only rate - The employer may choose from all plans within the following networks:
-Full Network HMO
-WholeCare HMO
-SmartCare HMO
-Salud HMO y Más
-CommunityCare HMO
-PureCare HSP
-EnhancedCare PPO (in regions 15 and 16)
-Full Network PPO Bronze
