Expert Ave.

Spring Cleaning: Dusting Old Client Prospects, Warming Up Cold LeadsOff Old

Spring Cleaning: Dusting Off Old Client Prospects, Warming Up Cold...

Spring has sprung! Now’s the time of year to look back on your former connections – prospects that did not become clients or others with whom you have lost contact...

Office co-workers walking

How to Determine Whether a Variable-Hour “Hourly” Employee is Full-Time...

Employers commonly hire “hourly” (non-salary) employees to support their organizations. Hourly employees sometimes have variable schedules – that is, their scheduled hours differ week-to-week depending on business demand, staffing, and...

PPO vs HMO

Helping Your Clients Understand the Differences and Advantages of Medical...

Health care is complicated. For employers, employees, and dependents. Making the right plan choice is sometimes challenging, especially when an employer replaces an existing plan with coverage from a different...

State of the Industry in 2022: A View from the...

With the new year underway, California Broker recently asked me to share my thoughts on the state of the health insurance industry, and how General Agents are responding to the...

broker-insurance-code

What Is a Broker Under California Insurance Code?

What is an insurance broker? How is one defined under California regulations? It’s fairly straightforward under the amendments effective as of January 1, 2019. California Insurance Code says, “An insurance...

sales-tools-health-insurance

Why Brokers Are Thankful for Word & Brown Sales Tools

For more than 35 years, Word & Brown has been helping you write more business and address more of your clients’ diverse needs. We’ve earned a reputation as a “true...

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