Expert Ave.

Small Group and Large Group Health Insurance

Breaking Down the Differences Between Small Group and Large Group...

Credited byline to Dena Allchin, Director of Large Group Sales The definition of a “Small Group” versus a “Large Group” when it comes to Group Health Insurance differs by state....

Importance of Taking Time Off

The Importance of Taking Time Off

It’s Summer again, and Americans are increasingly considering whether now is the time to take a break for a vacation. Air travel is way up. The Transportation Security Administration (TSA)...

Spring Cleaning: Dusting Old Client Prospects, Warming Up Cold LeadsOff Old

Spring Cleaning: Dusting Off Old Client Prospects, Warming Up Cold...

Spring has sprung! Now’s the time of year to look back on your former connections – prospects that did not become clients or others with whom you have lost contact...

Office co-workers walking

How to Determine Whether a Variable-Hour “Hourly” Employee is Full-Time...

Employers commonly hire “hourly” (non-salary) employees to support their organizations. Hourly employees sometimes have variable schedules – that is, their scheduled hours differ week-to-week depending on business demand, staffing, and...

PPO vs HMO

Helping Your Clients Understand the Differences and Advantages of Medical...

Health care is complicated. For employers, employees, and dependents. Making the right plan choice is sometimes challenging, especially when an employer replaces an existing plan with coverage from a different...

State of the Industry in 2022: A View from the...

With the new year underway, California Broker recently asked me to share my thoughts on the state of the health insurance industry, and how General Agents are responding to the...

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