Word & Brown offers a variety of tools and resources to help you address the diverse and changing needs of your clients. We make it easy for you to answer seven frequently asked client questions – and many more.
- How much will I need to pay for my employees’ health coverage?
- What are the health plan options available to my employees?
- How does our current group coverage compare to other plans available now?
- Will my doctors – or those preferred by my employees – be covered under my new plan?
- Will our prescriptions drugs be covered under the plan(s) being considered?
- Are there any perks that come with the plans we’re discussing?
- How can you speed up my group’s enrollment?
Below is a quick overview the benefits of working with Word & Brown.
Quote on Your Own or With Our Help
Word & Brown’s WBQuote and WBQuote Lite technology make it easy for you to quote – on your own or with our help. Your Small Group quote is backed by a 100% accuracy guarantee, too. WBQuote includes built-in safeguards to help you avoid errors, ensure your quote is accurate, and keep customers happy.
Output includes highlighted plan differences – making it easy for you and your clients to compare existing coverage with proposed comparable renewal alternatives.
Built-In Provider Search
Integrated provider search is built into quoting to ensure your clients get access to the doctors, specialists, and hospitals they want in all of the plans being reviewed.
You can also submit a Search Request form, and our team will look up hospitals, medical groups, other care providers, and prescription drugs to be sure they are included in the plans your clients are considering. Download the form here.
Diverse Plan Roster
Our product and services roster includes a wide variety of plans from top insurers. In California, we offer Small Group coverage from 20+ carriers, including Aetna, Anthem Blue Cross Blue Shield of California, CaliforniaChoice, Cigna + Oscar, Health Net, Kaiser Permanente, UnitedHealthcare, and more. In the Large Group marketplace, we offers 15+ carriers, including many of the same carriers. We also offer Individual & Family (IFP) plans from Anthem Blue Cross, Blue Shield of California, Health Net, Kaiser Permanente, Oscar, and Western Health Advantage.
If you’re a Nevada broker, we’re partners with nearly 10 Small Group carriers and more than a half-dozen Large Group carriers. These include Aetna, Allstate Benefits, Anthem Blue Cross Blue Shield, Cigna, Prominence Health Plan, and others.
If your clients are seeking Dental, Life, Short Term Disability, Long Term Disability, Vision, or other ancillary products, we can help there, too. Our California ancillary partners exceed 30 carriers, health plans, and administrators. In Nevada, we work with more than two dozen plan partners.
Many of Word & Brown’s health plan partners include value-added extras as part of their coverage. For example, CaliforniaChoice, Health Net, and Kaiser Permanente each offer Active&Fit® Direct as part of their benefits offering. Active&Fit is part of the ChooseHealthy program, which include fitness center memberships for $25 per month, lifestyle coaching, and an on-demand library of hundreds of fitness videos, and other benefits, too.
Aetna offers members care through Sutter Walk-In Care, MinuteClinic, and CVS® HealthHUB locations. Many carriers include telehealth services as part of their coverage.
Ask your Word & Brown rep about the value-added extras available with each of the plans you and your clients are considering. Don’t overlook extras for YOU like our in-house Compliance team, IRS reporting webinars (and other courses for brokers and employers), and our exclusive WBMedID that gives members enrolled in select California plans access to their Medical ID Card information on their smartphones.
We know the value of Online Enrollment (OLE) and Human Resource Information System (HRIS) technology. Together, they can streamline your groups’ enrollments and help your clients better manage their benefits, payroll, and HR, including employee onboarding and compliance. Ask about scheduling an online demonstration.
Ask Your Rep for Information
Comparing plans is only the first step in helping your clients find the right coverage to fit their employees’ needs. We can help you find the plan that meets the employer’s benefits budget, too. Talk with your Word & Brown rep about how our technology and other resources can streamline plan comparisons, ensure clients and their employees get the doctors they want, and keep your customers coming back year after year. If you’re not already working with us, let’s join forces – contact your nearest Word & Brown office in California or Nevada.