The Insurance Broker Blog

Broker Kick Starter Guide Sales Goal Tracker

Underwriting

  • Underwriting

Owner Only Groups

/ Meyre Sizemore

Aetna Will the carrier write an Owner Only Group? No Aetna will not write a group without at least 1 non-owner W2 employee   Anthem BlueCross Will the carrier write...
  • Underwriting

California Special Open Enrollment Window

/ Heather Jung

Aetna Guideline: Must be the sole carrier confirmed by an attestation form Must be complete at submission with all requirements in by 12/15 midnight – no exceptions Recertification at renewal:...
  • Underwriting

Ancillary – Length of Time in Business Requirements

/ Heather Jung

Aetna Dental: Start-Ups are eligible with minimum 2 weeks of consecutive payroll Vision: No special requirements Life: Not offered Disability (STD, LTD): Not offered   Anthem Blue Cross Dental: Start...
  • Underwriting

Husband & Wife Groups

/ Meyre Sizemore

Aetna Will the carrier write a Husband & Wife Group? No. Husband & Wife groups are not eligible for coverage   Anthem BlueCross Will the carrier write a Husband &...
  • Underwriting

Cannabis Industry Carrier Acceptance

/ Heather Jung

Aetna Yes Group needs to meet all eligibility and participation requirements Due to the nature of business, personal checks are acceptable in lieu of business check Cashier’s checks with PSUID...
  • Underwriting

Waiting Period Options

/ Meyre Sizemore

Aetna Waiting Period Options First of the month following date of hire First of the month following 30 days from the date of hire First of the month following 60...
arrowcaret-downclosefacebookhamburgerinstagramlinkedinpauseplaytwitteryoutube