Aetna
Waiting Period Options
First of the month following date of hire
First of the month following 30 days from the date of hire
First of the month following 60 days from the date of hire
Anthem BlueCross
Waiting Period Options
First of the month following date of hire
First of the month following one month from the date of hire
First of the month following two months from the date of hire, not to exceed 90 days
Blue Shield of California
Waiting Period Options
First of the month following date of hire
First of the month following 30 days from the date of hire
First of the month following 60 days from the date of hire
On the 91st day following the date of hire
CaliforniaChoice
Waiting Period Options
First of the month following date of hire
First of the month following 30 days from the date of hire
First of the month following 60 days from the date of hire
Health Net
Waiting Period Options
First of the month following date of hire
First of the month following one month from the date of hire
First of the month following 30 days from the date of hire
First of the month following 60 days from the date of hire
Kaiser Permanente
Waiting Period Options
Not Applicable
UnitedHealthcare
Waiting Period Options
First of the month following date of hire
First of the month following 30 days from the date of hire
First of the month following 60 days from the date of hire
This guide has been created as a quick reference and does not replace the full underwriting guidelines published by each carrier
Please refer to the carrier guidelines for additional information
