Husband & Wife Groups

Aetna

Will the carrier write a Husband & Wife Group?

No.
Husband & Wife groups are not eligible for coverage

 

Anthem BlueCross

Will the carrier write a Husband & Wife Group?

No.
Husband & Wife groups are not eligible for coverage

 

Blue Shield of California

Will the carrier write a Husband & Wife Group?

Yes.
Blue Shield will accept Husband & Wife groups as long as both are not owners

One of the spouses must be a W2 employee on payroll and not an owner

The group cannot be a Sole Proprietor or Partnership

Group must be an S-Corporation, C-Corporation or an LLC

 

CaliforniaChoice

Will the carrier write a Husband & Wife Group?

No.
Husband & Wife groups are not eligible for coverage

Will the carrier write a Husband & Wife Group?

No.
Husband & Wife groups are not eligible for coverage

 

Kaiser Permanente

Will the carrier write a Husband & Wife Group?

Yes.
Kaiser will accept Husband & Wife groups

Both Husband & Wife may be owners as long as at least one of the spouses is also a W2 employee on payroll

The group cannot be a Sole Proprietor or Partnership

Group must be an S-Corporation, C-Corporation or an LLC

 

UnitedHealthcare

Will the carrier write a Husband & Wife Group?

No.
Husband & Wife groups are not eligible for coverage




This guide has been created as a quick reference and does not replace the full underwriting guidelines published by each carrier
Please refer to the carrier guidelines for additional information

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