Aetna
New Hire rates will be based on the member’s age at the member’s enrollment date
Anthem BlueCross
New Hire rates will be based on the member’s age at the member’s enrollment date
Blue Shield of California
New Hire rates will be based on the member’s age at the member’s enrollment date
CaliforniaChoice
New Hire rates will be based on the member’s age at the member’s enrollment date
Covered California
New Hire rates will be based on the member’s age at the group’s effective date
CCHP
New Hire rates will be based on the member’s age at the member’s enrollment date
Health Net
New Hire rates will be based on the member’s age at the group’s effective date
Kaiser Permanente
New Hire rates will be based on the member’s age at the group’s effective date
Nippon Life
New Hire rates will be based on the member’s age at the member’s enrollment date
Sutter Health Plus
New Hire rates will be based on the member’s age at the member’s enrollment date
UnitedHealthcare
New Hire rates will be based on the member’s age at the member’s enrollment date
Western Health Advantage
New Hire rates will be based on the member’s age at the member’s enrollment date
This guide has been created as a quick reference and does not replace the full underwriting guidelines published by each carrier
Please refer to the carrier guidelines for additional information
